Terms & Conditions
Last updated: October 2025
Introduction
Welcome to Valion – A New Beginning. These Terms & Conditions ("Terms") govern your use of our website and the professional services provided by Valion. By engaging our services or using our website, you agree to these Terms in full.
If you do not agree to these Terms, please do not use our website or services.
About Us
Valion – A New Beginning ("Valion", "we", "our", "us") is a business registered in the Isle of Man, providing accountancy, tax, and administrative compliance services.
Valion operates as a Designated Business in accordance with the Designated Businesses (Registration and Oversight) Act 2015 and is overseen by the Isle of Man Financial Services Authority for AML/CFT compliance purposes.
Business Owner: Ben Harcourt
Email: benjamin@valionim.com
These Terms are governed by the laws of the Isle of Man.
Scope of Services
Valion provides professional accountancy, taxation, payroll, administration, and related compliance services to individuals and businesses.
Each engagement will be confirmed in writing through an engagement letter or proposal, setting out the specific services, fees, and responsibilities of both parties.
We reserve the right to amend or refuse services where doing so may conflict with professional, ethical, or legal obligations (including AML/CFT regulations).
Fees and Payment Terms
Our fees are clearly stated in your engagement letter or service agreement. Unless otherwise agreed:
Fees may be billed monthly, quarterly, or annually in advance, depending on your selected service plan.
Payments are due upon receipt of invoice.
Services will commence following receipt of payment.
Late or missed payments may result in suspension of services until the account is brought up to date.
All fees are quoted in GBP (£) unless otherwise specified and may be subject to VAT if applicable.
Refunds and Cancellations
If services are billed in advance and subsequently cancelled, any unused portion may be refunded or credited at Valion's discretion, taking into account work already performed.
Refunds will not apply once significant work or regulatory filings have been completed on your behalf.
Client Responsibilities
To enable us to perform our services efficiently, clients agree to:
Provide accurate and complete information in a timely manner.
Promptly notify Valion of any changes to business, contact, or financial details.
Comply with all relevant laws and regulations, including AML/CFT and tax requirements.
Valion cannot be held responsible for delays, penalties, or errors arising from incomplete, inaccurate, or late client information.
Confidentiality
We treat all client information as strictly confidential and only disclose it:
With your consent.
When required by law or regulatory authorities.
When necessary for trusted third-party service providers under confidentiality agreements.
Your data is handled in accordance with our Privacy Policy.
Limitation of Liability
Valion will perform all services with reasonable care, skill, and diligence. However, we are not liable for:
Any loss or damage arising from reliance on information provided by the client.
Indirect, consequential, or financial losses (such as loss of profit, revenue, or opportunity).
Events beyond our reasonable control.
Our total liability in respect of any claim shall not exceed the total fees paid for the specific service in question.
Intellectual Property
All materials, documents, and templates provided by Valion remain our intellectual property unless otherwise agreed in writing. You may use such materials only for your own business purposes and may not reproduce or distribute them without prior consent.
Termination of Services
Either party may terminate the engagement with reasonable notice in writing. Valion reserves the right to terminate immediately if:
Payment terms are not met.
The client engages in unlawful activity.
Continuing the engagement would breach professional or legal obligations.
Upon termination, all outstanding fees become payable immediately.
Website Use
All content on our website (text, graphics, logo, and layout) is owned by or licensed to Valion. You may not copy, reproduce, or distribute any content without written permission.
Our website may contain links to third-party sites for convenience; Valion is not responsible for their content or privacy practices.
Governing Law and Jurisdiction
These Terms and all related disputes are governed by and interpreted in accordance with the laws of the Isle of Man. Any disputes will be subject to the exclusive jurisdiction of the Isle of Man courts.
Contact
If you have any questions regarding these Terms, please contact:
Valion – A New Beginning
benjamin@valionim.com